Low Fee CHOICE REWARDS Mastercard

This card includes all the features of the Low Fee Masterard® plus enrolment in the CHOICE REWARDS® Loyalty Program. Find out how fast and easy rewards are with CHOICE REWARDS®!


  • Protects items you purchase with your card and extends their warranty.

  • Offers additional protection and peace of mind while traveling, whether flying or traveling with your own vehicle.

  • Receive Choice Rewards when you use your card. Redeem these rewards for great merchandise, gift cards, and trips.

  • Build credit while using.

  Low Fee CHOICE REWARDS® Masterard®
$24 per year $24 per year
Additional Card No Fee
Grace Period 21 days
Interest Rate 19.49%
Credit Limit $500 - $35,000
  • MasterPurchase®
  • MasterTrip®
  • Extended Warranty
  • Credit Card Registry
  • Optional Balance Protection Insurance
  Apply Online

Core Features

  • World-wide global acceptance serving consumers in 210 countries and territories
  • World's largest ATM network
  • 24-hour lost/stolen card assistance
  • Emergency cards and emergency cash
  • Master RoadAssist® 24-hour roadside assistance at pre-set rates

Apply Now for a Low Fee CHOICE REWARDS® Mastercard®
and receive 1,000 CHOICE REWARDS® points!


  • Earn 1 point for every dollar charged for net retail purchases
  • Redeem points for brand-name merchandise from the CHOICE REWARDS® catalogue
  • Redeem points for free travel from the CHOICE REWARDS® travel agency
  • No restrictions on travel:
    • Any seat
    • Any carrier (airline, cruise, ski package, etc.)
    • Any travel time (even during seat sales and blackout periods)
    • Any destination


  • 90-day purchase protection
  • Protection against loss, theft and damage for items purchased with your Mastercard card
  • Items will be replaced or repaired, or you will be reimbursed the purchase price
  • Items given as gifts are also covered
  • Some limitations apply - see the certificate of insurance when you receive your card

Extended Warranty

  • The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card
  • Items must have a valid warranty in Canada
  • Some limitations apply - see the certificate of insurance when you receive your card


Trip Cancellation Insurance

  • Applies if you, a family member, or a travelling companion falls ill, experiences serious injuries or passes on unexpectedly, requiring you to cancel your tickets at the last minute
  • Coverage applies to cardholders, spouse and dependent children travelling with you
  • Tickets will be refunded to $1,000 per account per trip

Common Carrier Travel Accident Insurance

  • You're covered for up to $100,000 in the event of an accident when you purchase your ticket with your Mastercard Card

Baggage Delay

  • Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours

Optional Balance Protection Insurance

  • Protection if your earnings are affected by job loss, disability, accident, illness or loss of life
  • Payment is made on your Mastercard account until you return to work, up to $10,000
  • In the event of loss of life, your entire account will be paid off, up to $10,000
  • Premium is 90 cents for every $100 of account balance on each billing date. Taxes may apply in certain provinces

Credit Card Registry

  • Register all your credit cards at one location
  • If lost or stolen, one call cancels them all
  • No additional fee for this service

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