Whether you're a first-time homebuyer or just need mortgage advice, we can help.

No two households' financial needs are the same. You can trust that Sydney Credit Union will provide you with honest advice and mortgage products that fit your needs. We will help you on your journey to achieving your homeownership goals.

Contact us today to book an appointment with one of our mortgage experts. We will provide you with honest advice when it comes to saving for a down payment, buying a home, refinancing, renewing, using the equity in your home, renovations, energy efficient upgrades such as a heat pump, reviewing incentives for first-time homebuyers, and more!


You're thinking about a new home. We're thinking about you.

Check out our helpful mortgage calculators to determine how much you can borrow, estimate your mortgage payment, compare scenarios, and to see which mortgage product is right for you.

Buying your first home? Check out our Guide to Homebuying for information designed to help you along your journey.

Click here to view our mortgage rates.


With more than one type of mortgage, you have flexibility and choice. Our mortgages are designed to meet your needs and our knowledgeable, friendly staff will guide you through the mortgage process.


  • Competitive rates.
  • Pre-approvals available.
  • Low cost life,disability,critical illness and loss of employment insurance available. Semi-annual or monthly statements available
  • No application fee.
  • Weekly, biweekly, or monthly repayment schedules
  • Tax amount can be collected each month.
  • Financing available for 95% with CMHC insurance.


Expert Articles

These articles will help you educate yourself on programs, expert tips and go-forward strategies that will serve you on your home-ownership journey.

  1. What I wish I knew as a first-time homebuyer
  2. How to ace the mortgage stress test
  3. Consider this before buying your first home
  4. Tips for saving for a down payment
  5. Is homebuying right for you?
  6. Buying condo vs. house
  7. Hidden costs of buying a home
  8. Five ways of pay off your mortgage quicker
  9. Learn the mortgage basics
  10. To renovate or relocate?