Rates

YOUR Savings Rates
$1 to $24,999 0.050%
$25,000 to $99,999 0.100%
$100,000 plus 0.300%
YOUR HISA Rates
All Balances 0.500%
YOUR HISA TFSA (Tax Free Savings Account) Rates
All Balances 0.500%
YOUR Chequing Rates
All Balances 0%
Fixed Term Deposits Rates
1 year 4.950%
2 year 4.500%
3 year 4.350%
4 year 4.250%
5 year 4.200%
Redeemable - 1 year 1.900%
Fixed RRSPs, RRIFs and TFSAs Rates
1 year 4.950%
2 year 4.500%
3 year 4.350%
4 year 4.250%
5 year 4.200%
Prime Rate Rates
Sydney Credit Union Prime Rate 6.70%
Personal Loans Rates
Fully Secured 8.20%
New Auto and Recreational Vehicle - rate fixed for 5 year 5.90%
Line of Credit Rates
Under $5,000 (Overdraft) 14.50%
Over $5,000 (LOC) 8.50%
$10,000 + MeritLine secured by mortgage 8.20%
$10,000 + MeritLine NOT secured by mortgage 8.70%
Unauthorized overdraft 24.00%
Mortgages Rates
1 year fixed 6.300%
2 year fixed 6.200%
3 year fixed 6.060%
4 year fixed 6.080%
5 year fixed (ALA) 5.000%
6 Months Open 9.150%
6 Months Closed 6.630%
Rates are subject to change according to market conditions without notice.